Who we are
Founded in Luxembourg in 2021, RIV combines investment management and Permanent Capital with financial technology and entity-specific regulated digital-asset capabilities across Europe and the United Arab Emirates.
Built across established and emerging finance.
FOUNDED
2021
Luxembourg
TRADITIONAL FINANCE
Investment Platform
Quantitative strategies · Permanent Capital
UAE
VARA
RIV Technologies FZE · Advisory Services
EUROPEAN UNION
MiCAR
RIV-Digital S.r.l. · Consob authorisation
WHAT WE DO
Two operating engines. One international bridge.
TRADITIONAL FINANCE
Investment & Permanent Capital
Quantitative and alternative investment capabilities alongside long-term ownership of selected private businesses and real-economy opportunities.
TECHNOLOGY & DIGITAL ASSETS
Infrastructure & Regulated Capabilities
Wallet technology, compliance tooling, payment infrastructure and entity-specific regulated digital-asset capabilities in Europe and the UAE.
Institutional Connectivity
Connecting distinct capabilities across two markets through appropriate entities, partners and use cases.
A practical bridge between two financial ecosystems.
From Dubai, RIV is building technology and institutional relationships. In Europe, RIV combines an investment-management foundation with a MiCAR-authorised crypto-asset service provider in Italy. Our direction is to connect these capabilities responsibly, with the correct entity and regulatory perimeter for each activity.
Products developed within RIV Technologies, brought to market through the appropriate RIV entity.
RIV Wallet, StablePay and Sentori sit within the group’s technology stack. They are developed within RIV Technologies and, depending on the product, jurisdiction and regulated activity involved, may be distributed or supported through RIV Technologies, RIV-Digital or appropriately authorised third parties.
TECHNOLOGY DEVELOPMENT
RIV Technologies FZE
Product development, technology architecture and UAE institutional technology capabilities.
MARKET & REGULATORY ROUTE
Appropriate RIV Entity
Distribution and regulated activities are aligned to the relevant entity and jurisdiction, including RIV Technologies in the UAE and RIV-Digital in Europe where applicable.
Technology designed around practical financial use cases.
RIV Wallet
A non-custodial wallet designed to give users direct control of digital assets across supported blockchain environments.
RIV StablePay
Merchant payment infrastructure for supported stablecoin acceptance, transaction visibility and settlement orchestration.
IN PROGRESS
Sentori
Technology in development designed to support KYC, AML and transaction-risk workflows in digital-asset environments.
INSTITUTIONAL CREDIBILITY
Evidence before narrative.
RIV Facts & Evidence provides a public reference for the group’s principal entities, authorisations, service scope and primary regulatory sources.
Entity-specific regulation
Permissions are attributed only to the legal entity that holds them.
Primary sources
Direct links to VARA and Consob public records.
Product clarity
Technology and regulatory permissions are presented separately.
Current information
Material public facts are dated and intended to be kept current.
PROFESSIONAL & INSTITUTIONAL INVESTORS
Investment information for eligible investors.
Certain RIV investment strategies and structures are intended only for eligible professional and institutional investors. Detailed information is made available through the appropriate investor access channel.
KNOWLEDGE & EDUCATION
Better financial technology starts with better understanding.
Blockchain and digital assets remain areas where innovation and misinformation often develop side by side. RIV Academy was created as a free educational platform to make expert-led knowledge on blockchain, crypto, DeFi and finance more accessible.
Education is a natural extension of RIV’s team: several contributors combine professional experience in finance and technology with academic, teaching or training backgrounds.
ACCESS
Free
Self-paced learning available through RIV Academy.
TOPICS
Blockchain
Crypto, DeFi and traditional finance.
APPROACH
Expert-led
Industry and academic contributors.
INSIGHTS
Ideas at the intersection of capital, regulation and technology.
INFRASTRUCTURE
Digital-asset infrastructure
REGULATION
Institutional digital asset in a regulated market
UAE ↔︎ EUROPE